Buying a house can seem like a daunting task but it doesn’t have to be. The key is to be equipped with knowledge and be readily prepared. First-time buyers might not realize the scope of the home buying process, but at Essex Homes we want to assist our customers in any way we can, including making sure they are aware and are prepared for every step. Here are a few tips to help you begin your journey to owning a home:
The best place to start is with doing the research. Any question you could have, another first-time buyer has already asked the majority of the time. Search through real estate and finance blogs to find some of the answers you are looking for and get more comfortable with real estate lingo before you officially begin.
Next, you need to know your budget. This is such an important concept that many buyers fail to acknowledge when first starting out. It is much more beneficial to know what price range you qualify for at the beginning of your journey. Being comfortable with your monthly investment will be much more enjoyable and stress free!
The best way to know how much you can afford is to get a pre-approval for a mortgage loan. Begin this process by contacting Shawn Daughtry of Ameris Bank, a preferred lender of Essex Homes. He will ask a series of questions that will help determine the best mortgage program for you. This process includes completing an application and supplying the necessary documents such as bank statements and work documents.
Once you are pre-approved, you will have a better understanding of the homes available for you and the time frame in which to plan your move. Preparation is key when you are buying your new home! The team at Essex Homes is there to assist you every step of the way and to answer all of your questions from construction to lending to closing. Before you know it, you will be relaxing in your brand new home!
If you’re looking for a new home in Columbia, South Carolina or Charlotte, North Carolina, take a look at Essex homes available in your area at www.essexhomes.net.